Share Rates
Savings Rates
- Rates subject to change without prior notice.
- Call for up to the minute rates.
- Effective 10/01/18 – 12/31/18
- APR = Annual Percentage Rate
- APY = Annual Percentage Yield
| Term | APR | APY | ||
|---|---|---|---|---|
| Share Draft Checking | .05% | .05% | ||
| Regular Share Savings | .10% | .10% | ||
| Club Accounts | ||||
| Holiday Club | .10% | .10% | ||
| Vacation Club | .10% | .10% | ||
| Star Savers | .10% | .10% | ||
| IRA Share Accounts | .10% | .10% |
Share Certificate & IRA Certificates
| Term | APR | APY | ||
|---|---|---|---|---|
| 6 Months | Rates Change Weekly | Rates Change Weekly | ||
| 9 Months | Rates Change Weekly | Rates Change Weekly | ||
| 12 Months | Rates Change Weekly | Rates Change Weekly | ||
| 18 Months | Rates Change Weekly | Rates Change Weekly | ||
| 24 Months | Rates Change Weekly | Rates Change Weekly | ||
| 30 Months | Rates Change Weekly | Rates Change Weekly | ||
| 36 Months | Rates Change Weekly | Rates Change Weekly | ||
| 48 Months | Rates Change Weekly | Rates Change Weekly | ||
| 60 Months | Rates Change Weekly | Rates Change Weekly |
*Minimum Deposit $500
Share Draft/Checking Additional Fees
| Item | Fee | |||
|---|---|---|---|---|
| NSF (Non-sufficient Funds) Check Returned* | $25.00 | |||
| Transfer From Savings to Pay NSF | $5.00 | |||
| Stop Payment | $20.00 | |||
| Photocopy of Paid Check (Draft) | $3.00 | |||
| Duplicate Copy of Statement | $3.00 | |||
| Wire Transfer Fee (outgoing) | $15.00 | |||
| International Wire Transfer Fee | $50.00 | |||
| Money Order | $1.00 | |||
| ATM Card Replacement | $6.00 |
*Note: The Credit Union reserves the right to cancel a share draft account for abusive overdrafts. Three (3) checks returned in one quarter for insufficient funds or five (5) overdrafts within one year may result in the account being closed without any written warning. The account cannot be reopened for a two-year period. If the account is a joint account, this policy will pertain to both members.
