Rates

Loan Rates
Product
Term
APR
Personal Loans
4 Years
3 Years
2 Years

12.00%
11.00%
10.00%
New Auto Loan
Up to 72 months*
4.75%
Used Auto Loans
Model years 2021 - 2024
Model years 2018 – 2020
Model years 2017 and older

Up to 72 months*
Up to 60 months*
48 months max. term*

5.00%
5.00%
5.00%
Motorcycles
Model years 2019-New
Model years 2018-older

Up to 60 months
48 months max. term

6.00%**
6.00%**
Share Secured
3 Years
5 Years
7 Years

Amount in Share Accounts
Amount in Share Accounts
Amount in Share Accounts

2.40%
3.40%
5.40%
New & Used RVs
Up to 12 years
6.75%
Home Equity Loan Fixed Rate
5 Years
7 Years
6.00%
6.25%
Home Equity Loan Variable Rate
10/1/25 - 12/31/25
8.00%

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APPLY FOR A LOAN TODAY

You must be a ACE Federal Credit Union member in good standing to apply for a loan.  Physical loan applications are available at our Mays Landing office.  Online applications must be submitted through Online Banking using a web browser or via our mobile app.

 

If you are unable to access Online Banking, please contact our Lending Department at  609-625-6928, Option 2.  Home equity loan applications are only available in person. 

Our loan application through the website is down at this time. You can apply for a loan through online banking by logging in and clicking on Open Loan Application.

Thank you for your understanding.