Rates - Atlantic City Electric Company Employees FCU

Loan Rates

Product	Term	APR
Personal Loans 4 Years 3 Years 2 Years		12.00% 11.00% 10.00%
New Auto Loan	Up to 72 months*	4.25%
Used Auto Loans Model years 2019-2022 Model years 2016-2018 Model years 2011-2015	Up to 72 months* Up to 60 months* 48 months max. term*	4.50% 4.50% 4.50%
Motorcycles Model years 2018-New Model years 2010-2017	Up to 60 months 48 months max. term	6.00% 6.00%
Share Secured 3 Years 5 Years 7 Years	Amount in Share Accounts Amount in Share Accounts Amount in Share Accounts	2.05% 3.25% 4.50%
New & Used RVs	Up to 12 years	6.75%
Home Equity Loan Fixed Rate	7 Years 5 Years	5.25% 5.00%
Home Equity Loan Variable Rate 1/01/23 – 3/31/23		7.50%

Disclosures

Rates subject to change without prior notice.

All percentages quoted at Annual Percentage Rate (APR)

Total amount of loan must be secured by shares in account.

* Term of 72 months and 100% financing depend upon credit worthiness

** Up to 100% financing depends upon credit worthiness

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