Loan Rates
- Effective 1/1/2026
|
Product
|
Term
|
APR
|
|---|---|---|
|
Personal Loans
4 Years 3 Years 2 Years |
|
12.00% 11.00% 10.00% |
|
New Auto Loan
|
Up to 72 months*
|
3.75%
|
|
Used Auto Loans
Model years 2022 - 2025 Model years 2019 – 2021 Model years 2018 and older |
Up to 72 months* Up to 60 months* 48 months max. term** |
5.00% 5.00% 5.00% |
|
Motorcycles
Model years 2020-New Model years 2012-2019 |
Up to 60 months*** 48 months max. term*** |
6.00% 6.00% |
|
Share Secured
3 Years 5 Years 7 Years |
Amount in Share Accounts Amount in Share Accounts Amount in Share Accounts |
2.40% 3.40% 5.40% |
|
New & Used RVs
|
Up to 12 years
|
6.75%
|
|
Home Equity Loan Fixed Rate
|
5 Years
7 Years |
6.00%
6.25% |
|
Home Equity Line of Credit Variable Rate
1/1/26 - 3/31/26 |
|
7.50%
|
Disclosures
Rates subject to change without prior notice.
All percentages quoted at Annual Percentage Rate (APR)
Total amount of loan must be secured by shares in account.
*Term of 72 months and 100% financing depend upon credit worthiness
**Exclusions apply
***Up to 100% financing depends upon credit worthiness
Exclusions May Apply.