Home Equity

Home Equity

-Home Equity Loans - If real estate is your focus now, we are your source. If you want to use the equity in the home you now own, call us. We want to help.  All applications must be in writing, we do not accept them online.

Our Home Equity Loans Can Help You Make Things Happen!
You can make your home a castle, consolidate your bills, or use the equity in your house for any good reason.

Think about what you could do:

  • add a deck

  • kitchen or bath

  • pay for an education

  • take a special vacation;

  • and more.

-Fixed Rate Home Equity Loan - Take advantage of our low rate and choose terms of 5 and 7 years to repay. The rate will be in effect for the term of your loan. You can borrow up to 75% of the market value in your home, minus your first mortgage.

-Variable Rate Home Equity Line of Credit - With our Variable Rate Home Equity Line of Credit Loan, the credit union will lend you an amount equal to as much as 75% of the market value in your home, less the first mortgage.  The rate will be based on the Prime Rate, as quoted in the Wall Street Journal on the last business day of February, May, August, and November, plus .5%.

Please check with the credit union for additional information, draw schedule, and repayment terms.