Loan Rates
- Rates subject to change without prior notice.
- Call for up to the minute details.
- Effective 01-01-2009
- All percentages quoted at Annual Percentage
Rate (APR)
- Loan
protection life insurance is provided at no additional
cost to the borrower.
| Term |
Limit |
APR |
| Personal
Loan |
4 years
|
|
12.00% |
3 years
|
|
11.00% |
2 years
|
|
10.00% |
| |
| New
Auto Loan |
Up to 72 months* |
5.50% |
| Used
Auto Loan |
Model years 2005 - 2008
|
Up to 72 months* |
5.50% |
Model years 1997 - 2004
|
48 months max. term** |
5.50% |
* Term of 72 months and 100% financing depend upon credit worthiness
** Up to 100% financing depends upon credit worthiness
|
| |
| Share
Secured |
3 years
|
Amount in Share Accounts |
3.30% |
5 years
|
Amount in Share Accounts |
4.50% |
| Total amount of loan must be secured by
shares in account. |
| |
| New
& Used RVs |
up to 12 yrs |
6.75% |
| |
| New
Boat |
|
12.00% |
| |
| Home
Equity Loan Fixed Rate |
15 years
|
|
7.75% |
10 years
|
|
7.50% |
7 years
|
|
5.75% |
5 years
|
|
5.50% |
| |
| Home
Equity Loan Variable Rate |
4.50% |
Please check with the credit union for additional
information,
draw schedule, and repayment terms.
|
01/01/09 - 03/31/09 |
Prime Rate* + .5 |
*Prime Rate as quoted in the Wall Street Journal on the
last business day of February, May, August, and November.
NOTE - Late fees:
Loan payments that are 30 days or more late will
be charged a $15.00 late fee. |
