Other Loans
Come to Atlantic City Electric Company Employees Federal
Credit Union before you make that final loan decision. We
have many loan options and can offer good advice on how best
to manage your loan needs.
Personal/Signature Loan
This loan is one of the most popular member loans because
it can be used to solve a variety of money problems.
With our Signature/Personal Loan, you never have to wrestle
over where you're going on your next vacation, or whether
or not you can fit a new computer into your budget. You can
borrow the funds you need for 2, 3,or 4 years, at our great,
low rate. Take a vacation, buy a computer, fix the car, you
name it!
Guidelines for Eligibility
- Proof of Stable Income
- Credit History Analysis
- Employment History Verification
- Income to Debt analysis
- Ability of Repayment
- Meaningful Purpose
- Member in Good Standing
Share-Secured Loan
Your strong commitment to savings can provide you with the security
you need for a loan.
With the accumulated funds in your share accounts, you can
apply for a loan. No need to take the money out.
By pledging your Shares in the credit union for the full
period of the loan, you may borrow up to the amount you have
pledged for up to 5 years. The following guidelines apply:
- Dividends continue to be paid as usual on pledged funds.
- The amount frozen is amortized as the loan is repaid.
- Total amount of the loan must be secured by shares in
account.
Call for details.
Refinancing Loans
If you have already have a home equity, personal, or new or
used vehicle, RV, or van loan at another financial institution,
you can still take advantage of the great interest rates and
flexible terms that Atlantic City Electric Company Employees
Federal Credit Union offers its members. Refinance with us,
today. Our great low rates and terms on refinancing can immediately
reduce your monthly payments.
So don’t stay stuck with their rates and payment terms.
Refinance with us and save. Consider Direct
Deposit and Payroll
Deduction and make that saving even easier.
Apply For A Loan
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